Privacy Policy

1. Information We Collect

We collect information you provide directly to us, information we obtain automatically when you use our Service, and information from third parties.

Information You Provide

• Account information (name, email, password)
• Profile information and preferences
• Loan data and financial information you upload
• Communications with us
• Payment information (processed by third-party providers)

Information We Collect Automatically

• Usage data and analytics
• Device information and IP addresses
• Browser information and cookies
• Log data and error reports

2. How We Use Your Information

We use your information to:

• Provide, operate, and maintain our Service
• Process transactions and send related information
• Send you technical notices and security alerts
• Respond to your comments and questions
• Provide customer service and support
• Improve and personalize our Service
• Analyze usage patterns and trends
• Comply with legal obligations

3. Information Sharing and Disclosure

We may share your information in the following situations:

• With your consent: When you direct us to share information
• Service providers: With trusted third-party service providers
• Legal requirements: To comply with legal obligations
• Protection of rights: To protect our rights, privacy, safety, or property
• Business transfers: In connection with mergers or acquisitions

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption at rest and in transit, access controls, and regular security audits.

5. Data Retention

We retain your personal information only as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we will securely delete or anonymize it.

6. Your Rights and Choices

Depending on your location, you may have the following rights:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Portability: Request transfer of your information
• Objection: Object to processing of your information
• Restriction: Request restriction of processing

7. Cookies and Similar Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. You can control cookies through your browser settings, but disabling certain cookies may affect the functionality of our Service.

8. Third-Party Services

Our Service may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with applicable data protection laws.

10. Children's Privacy

Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will delete it immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: privacy@lendingwizard.com
• Address: [Your Company Address]
• Phone: [Your Company Phone]